SimpleSwap vs Changelly: both swap crypto wallet to wallet; they differ in asset range, fees and the extras around the swap

SimpleSwap and Changelly at a glance

SimpleSwap and Changelly, as each one states it (October 2026)

Feature	SimpleSwap	Changelly
Type	Self-custodial multi-source swap aggregator source	Instant crypto exchange with a fiat Buy section source
Custody	One model: wallet to wallet, no long-term user balances source	Non-custodial: no deposits or balances held for users source
Assets	2,800+ swappable assets, 3.2M+ pairs source	1,000+ to 1,200+ cryptocurrencies, depending on the page source
Fixed-rate window	20 minutes source	15 minutes; 20 for BTC, XMR, LTC, DCR, EOS, GAS, BNB, VET source
Fee	From 0.2%, built into the quoted rate source	0.25% of the output on floating swaps, plus network fee; dynamic on fixed source
Swap time	Under 1 min on fast chains; 10 to 30 min on BTC and ETH source	About 5 to 40 minutes on average, excluding confirmations source
KYC	Fiat purchases; may be required for transaction security and compliance source	Not required for every user; requested when risk scoring flags a transaction source
Trustpilot	4.2 from 2,650 reviews source	Score hidden by Trustpilot; 4,598 reviews source

What is the main difference between SimpleSwap and Changelly?

SimpleSwap routes each order across 20+ centralized and decentralized liquidity providers and keeps one custody model for every swap.

Changelly describes itself as an instant crypto exchange platform and also runs a Buy section that compares offers from fiat providers.

• 2,800+assets on SimpleSwapsimpleswap.io
• 1,000+ to 1,200+cryptocurrencies on Changelly, depending on the pagechangelly.com
• 20 minSimpleSwap fixed-rate window, every pairsimpleswap.io
• 15 minChangelly fixed-rate window; 20 for eight coinschangelly.com

Which one should you choose?

SimpleSwap

Choose SimpleSwap if you want

• The wider asset list: 2,800+ assets and 3.2M+ pairs.
• One fixed-rate window, 20 minutes, on every pair.
• Loyalty discounts from 5% to 20% on the service fee.
• Address Check to screen a wallet before you send.
• No account for most crypto-to-crypto swaps.

Changelly

Choose Changelly if you want

• A published percentage on floating swaps: 0.25% of the output.
• To buy crypto in 100+ fiat currencies across 15+ providers.
• To sell crypto for fiat in the same app.
• Business tools such as Changelly PAY and a fiat ramp API.

Neither service is cheaper on every pair. The fair test is the amount you receive for the same pair, the same amount and the same minute.

Where to go next

• Fees and rates: how each service charges, fixed-rate windows and minimums.
• KYC and custody: when each one may ask for verification.
• Reviews: Trustpilot figures and support.
• Is Changelly legit?: what its own pages and Trustpilot show.
• Changelly alternatives: SimpleSwap and six other services side by side.

Questions